Big changes happening around here. The economic situation is going downhill for lots of folks, so I guess we're no exception. Today is Nate's last day at daycare, he will be a full-time stay-at-home-toddler from now on - and I'm more than a little anxious. We laid off our wonderful housekeeper, so add that to my list as well. Time to focus on the home. Instead of earning big bucks, I'm trying to figure out how to save big bucks. Advice welcome! I can do this, I know it!